Culture at Arrears is a priority beyond measure. Our team and vibes are world-class

Our Mission

Arrears is on a mission to empower small businesses and debt collectors with complete control over their debt collections. Our goal is to free these businesses from the complexity of chasing overdue payments, allowing them to grow and innovate.

We aspire to lead the charge in innovative financial solutions by automating debt collections and making the process more efficient and enjoyable for everyone involved.

We are here to make 
collections better!


Businesses face growth hurdles due to delayed payments. We foster growth by offering tools, financial independence, and self-directed business operations.


Everyone deserves respect and empathy. We offer advanced tools for personalized communication between our clients and their customers.


Our brand stands on trust and reliability. Our customers rely on us to streamline and automate their financial operations and payments processes.


We continually strive to provide superior service, delivering the best outcomes for our clients and their customers.

Meet the team


Trent is a recognized fintech innovator, having previously founded Credit Clear back in 2014, a publicly traded debt collection fintech, and more recently in 2022, Lever, a publicly listed liabilities management app seamlessly integrated with the Department of Education to assist student loan borrowers. With his extensive, valuable experience, Trent leads and drives Arrears forward.


Jared served as the Chief Data Officer & Deputy
COO at First Republic Bank (2007 – 2022), with a
notable career spanning various roles in finance,
banking, and consulting at Accenture assisting
the largest US banks with the application of
technology and organizational improvements, Jared's experience drives the daily operation of Arrears.

Product manager ML & AI.

co-founder of (acquired in 2021), Gonzalo applies his vast wealth of experience and valuable insights as the diligent Product Manager for Arrears' AI/ML team. He now heads the innovative development and strategic implementation of cutting-edge AI/ML solutions for Arrears, continuously leveraging Machine Learning to significantly improve communications at scale.


With over 6 years of software engineering expertise and a notable background in aiding business owners digitize their services, Vova Pilipchatin spearheads Arrears' technological innovation. His previous experience, coupled with his leadership and vision, ensure we deliver cutting-edge payments resolution solutions, transforming the way our clients tackle overdue payments​.


Adi has a decade of experience in leading service deliverables with expertise in software development, web and mobile apps, SEO and management, data analytics, content strategy, and management. Adi is currently the Growth Manager at Arrears where he oversees sales.


Leveraging her diverse background in talent management and tech operations to oversee key initiatives and day-to-day functioning of Arrears. Her expertise and adaptability are instrumental in driving the company's growth and efficiency.