Our Mission

At Arrears, our vision is to set a new standard in accounts receivable management through the power of advanced AI technology.

Our solutions redefine how businesses manage the 55% of late payables and past due receivables, enhancing cash-flow and strengthening client connections.

We are here to make 
receivables better!


Businesses face growth hurdles due to delayed payments. We foster growth by offering tools, financial independence, and self-directed business operations.


Everyone deserves respect and empathy. We offer advanced tools for personalized communication between our clients and their customers.


Our brand stands on trust and reliability. Our customers rely on us to streamline and automate their financial operations and payments processes.


We continually strive to provide superior service, delivering the best outcomes for our clients and their customers.

Meet the team

Trent McKendrick

Trent is a recognized fintech innovator, having previously founded Credit Clear back in 2014, a publicly traded debt collection fintech, and more recently in 2022, Lever, a publicly listed liabilities management app seamlessly integrated with the Department of Education to assist student loan borrowers. With his extensive, valuable experience, Trent leads and drives Arrears forward.

Jared Souter

Jared served as the Chief Data Officer & DeputyCOO at First Republic Bank (2007 – 2022), with anotable career spanning various roles in finance, banking, and consulting at Accenture assisting the largest U.S. banks with the application of technology and organizational improvements, Jared's experience drives the daily operation of Arrears.

Gonzalo Mordecki
Product manager ML & AI.

co-founder of abtesting.ai (acquired in 2021), Gonzalo applies his vast wealth of experience and valuable insights as the diligent Product Manager for Arrears' AI/ML team. He now heads the innovative development and strategic implementation of cutting-edge AI/ML solutions for Arrears, continuously leveraging Machine Learning to significantly improve communications at scale.

Vova Pilipchatin

With over 6 years of software engineering expertise and a notable background in aiding business owners digitize their services, Vova Pilipchatin spearheads Arrears' technological innovation. His previous experience, coupled with his leadership and vision, ensure we deliver cutting-edge payments resolution solutions, transforming the way our clients tackle overdue payments​.

Adi Patil

Adi has a decade of experience in leading service deliverables with expertise in software development, web and mobile apps, SEO and management, data analytics, content strategy, and management. Adi is currently the Growth Manager at Arrears where he oversees sales.

Nooreen Faridi
Digital Marketing and Content Director

With over 7 years of dedicated expertise in marketing, advertising, and social media marketing, Nooreen is passionate about crafting compelling narratives that resonate with target audiences. Her journey has been marked by successful campaigns, strategic brand development, and a keen eye for impactful storytelling. From concept to execution, She thrives on bringing ideas to life and driving measurable results at Arrears.